Financial Information

Financing, Insurance & Scheduling in Sacramento

At Adams Dental Associates, we believe exceptional dental care should be accessible to everyone, with all essential financial information clearly laid out. That’s why we’ve designed our financial policies to be as transparent, flexible, and patient-friendly as possible. Whether you’re visiting us for a routine cleaning, a cosmetic smile makeover, or restorative treatment, our Sacramento team is here to help you navigate payment options, insurance coverage, and appointment scheduling with ease.

We’re proud to offer convenient financing plans, accept multiple payment methods, and work closely with dental insurance providers to maximize your benefits. Our goal is simple: to remove financial barriers so you can focus on achieving and maintaining a healthy, beautiful smile.

Payment Options and Financial Information

Understanding your financial information before treatment begins helps reduce stress and allows you to make informed decisions about your care. Our practice offers several ways to pay for dental services:

• Convenient Payment Plans: We offer in-house financing plans of up to 12 months with no interest. This allows you to spread the cost of treatment over time without added fees. If you’d like to discuss a payment plan, simply let us know before your procedure, and we’ll work with you to create an arrangement that fits your budget.
• Credit and Debit Cards: For your convenience, we accept Visa, Discover, MasterCard, and American Express. Payment is due at the time of service unless other arrangements have been made in advance.
• CareCredit Financing: We also partner with CareCredit, a third-party healthcare financing company that offers flexible payment plans with low or no-interest options. You can apply online at carecredit.com or pick up an application during your visit to our office. CareCredit is a great solution for patients who want to finance larger treatments over time.

Understanding Your Financial Responsibility

Payment for services is expected at the time of treatment unless prior arrangements have been made. We provide our patients with the finest dental care at the most reasonable cost, and we encourage open communication about financial information to avoid misunderstandings.

If you have questions about your account balance, upcoming treatments, or payment options, please don’t hesitate to call us at (916) 927-0800. Most concerns can be resolved quickly with a simple phone conversation, and our team is always happy to help.

We’ll send you a monthly statement that outlines any outstanding balances or pending insurance payments. If you notice a delay in your insurance reimbursement (which can take four to six weeks), feel free to contact us so we can follow up on your behalf.

Working with Dental Insurance

Our practice works with a wide range of dental insurance providers to help you make the most of your benefits. While we are not in-network with every plan, we can still file claims and provide the documentation you need for reimbursement.

We encourage patients to contact our office before their visit to discuss coverage and receive an estimate for their treatment. Our knowledgeable staff will help you understand what your plan covers, what your out-of-pocket costs may be, and how we can work together to maximize your benefits.

Keep in mind that insurance payments can take several weeks to process. Once your insurance company pays their portion, you’ll be responsible for any remaining balance. We appreciate prompt payment and are happy to discuss financing options if needed.

Scheduling Your Appointment

Whether you need a routine checkup or have a dental emergency, we’ll do our best to accommodate your schedule. Our dentist in Sacramento offers flexible appointment times, and we make every effort to see emergency patients on the same business day whenever possible.

We understand that your time is valuable, and we strive to stay on schedule. However, unforeseen circumstances, such as complex procedures or dental emergencies, may occasionally cause delays. We appreciate your patience and understanding when this happens. If you need to reschedule or have questions about your upcoming visit, please call us as soon as possible. We’re here to make your experience as smooth and stress-free as we can.

Frequently Asked Questions

Q: Do you offer payment plans?

Yes! We offer in-house financing for up to 12 months with no interest, and we also accept CareCredit for longer-term financing.

Q: What forms of payment do you accept?

We accept Visa, Discover, MasterCard, American Express, and CareCredit. Payment is due at the time of service unless other arrangements have been made.

Q: Will you file my insurance claim for me?

Yes. We’ll submit your claim and provide all necessary documentation. We can also give you a treatment estimate before your visit so you know what to expect.

Q: How long does it take for insurance to pay?

Insurance payments typically process within four to six weeks. If you notice a delay, give us a call and we’ll follow up with your provider.

Q: Can I schedule an emergency appointment?

Absolutely. We prioritize emergency cases and will do our best to see you the same day.

Let’s Make Dental Care Affordable and Accessible

At Adams Dental Associates, we’re committed to providing high-quality care without financial stress. Whether you’re exploring financial information, comparing insurance options, or simply trying to book your next cleaning, our team is here to support you every step of the way.

Contact your trusted dentist in Sacramento today at (916) 927-0800 or send us an email to learn more about our payment options and schedule your visit. We look forward to helping you and your family smile with confidence!